No Income/No Assets Verified

Alabama Home Mortgage Lending understands that it is sometimes difficult to verify one's income and/or source of funds used for the down payment. Do not allow this to be an obstacle for the purchase of the home of your dreams or your ability to refinance. AHML is an industry leader in no-income and no-asset loans.

In many instances, the resulting loan will amaze you:

  • No Income/No Asset loans - Up to 90% LTV  - credit score driven.
  • Second home loans - No Income/No Asset - Up to 90% LTV
  • Investment Homes - No Income/No Asset - Up to 80% LTV
For each of these products:
  • Stated Income (Not Verified)
  • Stated Assets (Not Verified)
  • LTV (Down payment) gauged by credit score
  • Secondary financing usually not restricted
  • Most products have no pre-payment penalty
  • Regardless of credit, we have certain no-income products for home equity!
Alabama Home Mortgage Lending is a licensed mortgage broker for all types of mortgage loans in the state of Alabama. AHML is a long time affiliate of the Alabama Mortgage Brokers Association, Mortgage Banking Association, Better Business Bureau, and The Birmingham Board of Realtors.

We work to get you the best available rate. Our qualification process is simple and fast...we can usually close within 10-15 days!

Fill out our easy online loan application and we will contact you to begin processing your loan right away!

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Other mortgage questions? Contact Alabama Home Mortgage Lending, Inc.

1957 Hoover Court, Suite 314 • Birmingham, AL 35226 • phone: 205-933-1800 • fax: 205-933-0709

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