Impaired Credit

At AHML, we recognize that good people may have difficult situations. There are avenues to avert the result of poor credit - We Can Help!

Sometimes, the first place to look for a rocky-credit homebuyer loan is with an FHA insured loan. Notably, FHA does not rely on credit scores. Instead, they look at one's overall report and base judgement on that. No other loan product requiring so little down - - 3% - -has such a forgiving attitude towards credit derogatories and late payments.

For even rockier credit, we have other answers. We have a variety of non-conforming loan products designed to fit your situation. We realize that past bankruptcy, medical bills, sickness, injury, divorce, an unstable employment situation, etc. may have kept you from obtaining the home of your dreams, but no longer - Call AHML Today!

We can finance your new home even if :

  • Currently in debtor's court
  • New Job
  • Medical Collections
  • Fixed Income/Disability
  • Previous Foreclosure
  • And more, more, more!
  • (205)933-1800 - Call Us Today!
Alabama Home Mortgage Lending is a licensed mortgage broker for all types of mortgage loans in the state of Alabama. AHML is a long time affiliate of the Alabama Mortgage Brokers Association, Mortgage Banking Association, Better Business Bureau, and The Birmingham Board of Realtors.

We work to get you the best available rate. Our qualification process is simple and fast...we can usually close within 10-15 days!

Fill out our easy online loan application and we will contact you to begin processing your loan right away!

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Other mortgage questions? Contact Alabama Home Mortgage Lending, Inc.

1957 Hoover Court, Suite 314 • Birmingham, AL 35226 • phone: 205-933-1800 • fax: 205-933-0709

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