At AHML we are conscious of the fact that buying a home for the first time can be a traumatic experience. Perish the thought! Let us be your professional mortgage guide! We have access to a variety of products tailored specifically for the buyer of his/her first home and are willing to walk you through what sometimes can be an overwhelming experience.

Down payment is a hurdle for some first time buyers. We have programs which are 100% Financing and others which require as little as 3% down. Within this grouping, some products allow the down payment to be a gift, or it can even be contributed to you by us. FHA, of course, is often a useful vehicle for the first time buyer.

Credit - whether insufficient, or poor past experience with it - does not have to keep you from buying a home. We have a variety of ways to indicate good credit from the bad, including showing supplemental credit. Poor credit is just another opportunity for us to be creative and assist you in your quest!

Call us today! Contact us on-line today! Our years of experience provide us with a unique insight into helping you get into that first home - even when you might think you can't!